We list out the names of some cards by ICICI Bank, HDFC Bank, Axis and American Express that offer reward points on the spends (and also as welcome benefits) which can be redeemed against travel bookings  

Although not a common practice, some people do not refrain from raising a personal loan for meeting large expenses during festive season

A gold ETF is an exchange-traded fund that tracks the price of gold. These funds are traded on stock markets just like securities, and investors need a demat account to buy and sell them.

Retirement planning today is primarily focused on financial instruments such as pension funds, savings schemes, or annuity plans. But what happens when ageing brings with it Parkinsons, dementia, severe arthritis and extreme loneliness?

Behind the impressive MF growth numbers lies a tale of two Indias: one where sophisticated urban investor drives exponential growth, and another where millions of potential investors remain locked out of the wealth creation journey.

If your ITR refund status shows processed but you are not getting it credited to your bank account, there is no reason to panic.

Borrowers with a 575 credit score can still secure personal loans by choosing regulated lenders, offering collateral, improving repayment discipline, and comparing loan offers for better approval odds.

Borrowers must understand the risks of personal loans, including high interest rates and potential credit damage. PPF loans are a more affordable option for short-term needs, while personal loans offer larger sums for various expenses. 

Last month, inflows into equity funds dropped by 22% month-on-month to 33,430 crore. 

American Express has rolled out spend-based offers for the festive season. Credit cardholders must enrol and make the required spends within the offer period to earn a 2.33% to 4% reward rate.

This may come as an inconvenience to customers who may go out in the late hours and try to use SBI UPI services. However, with the bank's warning, SBI UPI users can be now equipped from beforehand to avoid any inconvenience.

NFO Alert: Magnum SIF was launched on 1 October and will close on 15 October. SIF refers to specialised invesment fund which is a new investment category launched by Sebi. It falls between mutual funds and Portfolio Management Services (PMS). 

There would be three winners in EPFO's Tagline Contest. First prize is 21,000, second is 11,000, and the third is 5,100.  

With the help of the SIP calculator, we have ascertained the amount of EMIs you would need to save 1 crore in the next 10 years. Notably, your monthly contribution would vary based on the rate of return delivered by the investment.

The US government has begun phasing out paper checks for unbanked Americans who receive federal benefits, adding to the ranks of millions who rely on Direct Express prepaid cards. The problem: that program is a mess.

The advantage in investing never came from the difficulty of gathering information. It came from what you did with that information once you had it.

Credit card spending surges during the festive season as consumers embrace offers and discounts, highlighting the importance of responsible credit card use and financial discipline to avoid debt traps.

There are a number of myths pertaining to credit score. We aim to bust most of them in this article here

Debt has quietly become one of the biggest stressors for India's middle class. What begins as manageable credit card bills or easy BNPL EMIs often snowballs into multiple high interest loans, sleepless nights, strained families, and declining productivity.

An online travel portal launched its Diwali sale, offering discounts on booking flights, hotels and cabs 

A strong credit score improves your chances of personal loan approval, ensuring better interest rates, flexible repayment options, and higher credit limits through responsible borrowing and timely repayments.

In September 2024, the PFRDA launched NPS Vatsalya, which allowed parents to invest on behalf of their children who are under 18.

Cancelling a credit card can impact your credit score by increasing credit utilisation and reducing credit history length, making responsible credit management crucial for maintaining a healthy financial profile.

For NRIs, inheriting property or bank deposits in India can take months of legal effort without a Will. Heres why missing paperwork can trap crores in limboand how to avoid the ordeal.

AI tools can inadvertently harm your finances by making decisions based on biased data. When linked to budgeting apps and robo-advisors, they might misinterpret your behavior, leading to poor investment choices.

Conservative investors opt for banks' fixed deposits to earn a stable and assured return on their investment. The highest return on a fixed deposit is 6.6% for regular citizens and 7.1% for senior citizens.  

Several credit cards offer cashback and rewards to cardholders as they make online purchases during the festive season or at other times.

We share some workable tips to help you rebuild your credit score after facing financial hardships

Corporate credit cards enable businesses to manage employee expenses efficiently, offering centralised control, improved compliance, and better cash flow management while minimising risks and ensuring smoother financial operations.

The Centre government is set to roll out new updates, like fingerprint and facial verification, to India's Unified Payments Interface (UPI) system. Here are the key things you must look out for as a UPI user

Equitas Small Finance Bank enables customers to access instant personal loans at competitive interest rates starting from 10.49% per annum, with a nominal 1% processing fee.

Gold prices have reached record highs, prompting experts to suggest a 10-15% portfolio allocation to gold.

Personal loans offer newly married couples flexible funds, quick approval, and easy repayment options to manage post-wedding and festive expenses without liquidating savings or investments.

The new rule will become effective on or before 31 December 2025, says the NPCI directive dated 7 October. Users will also have the option to port mandates from one UPI app to another.

While mean-reversion is a well-established concept, blindly relying on historical averages can cause investors to remain underinvested in a long bull run while waiting for 'cheap' valuations, or overpay for assets during periods of uncertainty.

The foreclosure fee usually ranges from 2 to 5% of the outstanding loan amount. For some personal loan products, the foreclosure fee waiver is a standard feature. In some products, the waiver is conditional based on the EMIs paid, the loan amount, etc.

After retirement, investors are supposed to withdraw only upto a maximum of 4% corpus in one year for a sustainable post-retirement life

The Capital Gains Account Scheme (CGAS) remains a useful interim tool for reinvestment, although its tax deferral advantage has narrowed.

Unclaimed assets in India: To claim unclaimed financial assets, submit an indemnity bond, IEPF-5 form, and documents to the company's Nodal Officer. The IEPF authority will process the claims and issue refunds based on verification.

Multi-asset allocation funds invest in a number of traditional equity and fixed income strategies, index-tracking funds, financial derivatives as well as gold .

A low credit score typically means high interest rates for borrowers. Apart from this, there are other disadvantages, which we have listed here.

Personal loan charges such as processing fees, foreclosure costs, late payment penalties, and administrative expenses can impact overall borrowing costs, making it essential to understand them before applying.

Always start early and have a financial plan, so when the contingency strikes, you're prepared to sail the choppy waters.

Before entering your credit card data into a weblink sent by a caller, you must check its URL to validate its authenticity

With the US stock market hitting new highs every few weeks, more Indians are investing in American companies than ever before. If youre one of them, you may be paying more tax on your dividends than you should.

Air India SBI credit cardholders can transfer their reward points to Maharaja Club and earn up to 50% bonus Maharaja Points. The offer is open till 31st October and applies to the first transaction.

When you have a personal loan offer at a high interest rate, then it is recommended to explore options by other lenders some of who may give a better offer

Going through your credit card billing cycle helps manage payments efficiently, avoid interest charges, and maintain a healthy credit score through smart budgeting, timely repayments, and strategic spending habits.

Gold has gained around 50% this year, but history warns that emotional buying during rallies can backfire. Experts suggest cautious, long-term allocation of 515% in portfolios.

Kiwi has introduced Interest-Back EMIs on UPI, allowing consumers to split large purchases into instalments while earning cashback on interest.