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When should you exit a mutual fund? Watch these 5 warning signs
A weak year alone is not a reason to sell a mutual fund. But persistent benchmark underperformance, style drift and rising risk levels may signal deeper problems. Here are five indicators investors can use to determine whether a fund still deserves a place in their portfolio.
I asked ChatGPT for Indias best work-from-home locations. The answer went far beyond Goa and Manali
If you have the luxury of a laptop and a decent Wi-Fi connection, the world is quite literally your office. Here are the top 20 locations ChatGPT, beyond Goa and Manali:
I asked ChatGPT how to save 20% of my salary without giving up eating out | Here's what it planned
A 25-year-old Delhi professional seeks to save 10,000 monthly from a 50,000 salary. Strategies include meal planning, setting a monthly food budget of 12,000, and limiting dining out and food delivery to 5,000, while automating savings for financial stability.
FCNR accounts offer tax-free interest income in India and attractive returns for NRIs. Here's how you can use a leverage strategy to boost returns, along with a look at the risks associated with it.
Ahead of the 8th Pay Commission, employee bodies propose changes to gratuity rules, including a higher ceiling and revised calculations. Proposals include raising the cap to 50 lakh, periodic reviews, and better death benefits, reflecting a need for modernization in gratuity provisions.
ITR filing 2026: Only earning rental income? Check if you still have to file tax return
Rental income can be the sole earnings for taxpayers, especially retirees or property owners. Even without regular employment income, filing an income tax return is necessary. Tax obligations depend on various factors, including rental income amount, deductions, and overall tax position.
Form 16, divided into Part A and Part B, is essential for salaried employees to prove tax deductions from their salary. Part A details employer and employee information, while Part B gives a detailed salary breakdown.
Paused mutual fund investments during the war? Experts suggest what to do now
For investors who have remained on the sidelines, experts say the bigger risk may not be short-term volatility, but allowing cash positions to remain uninvested for too long while waiting for perfect conditions that rarely arrive.
Sovereign gold bond redemption tax rules: Do you need to declare it while filing ITR?
Sovereign gold bonds offer exposure to gold without storing physical bullion, issued by RBI. Investors must be aware of the tax implications, as capital gains exemption applies only for original subscribers holding until maturity. Details here.
Make your salary-based personal loan work for you: 5 smart borrowing tips for fixed-income earners
Fast access to credit is reshaping borrowing as salary-based personal loans offer flexible funding and customised repayment plans. However, understand the basics and discuss with certified financial advisors before applying for such loans.
Cape Verde offers a unique travel experience for adventurous Indians, but its expensive and logistically complicated. The island nation has gone viral after its FIFA World Cup 2026 debut against Spain.
SBI Mutual Fund: RIL, Infosys and HDFC Bank among top 10 stock holdings in May
IT rebound may lack legs, outlook remains cautious: Sunil Singhania
Speaking at the ET NOW Markets Summit 2026, Singhania said that although valuations in the sector have become more reasonable after the sharp correction, he remains unconvinced about the long-term growth prospects of pure-play IT services companies.
Why your investment plan is only half complete without an exit strategy
Investors spend years building wealth but often ignore how it will be withdrawn. A sound redemption strategy can matter as much as fund selection in achieving financial goals.
FPI selling in BFSI: Why retail investors should focus on asset allocation over market timing
FPI selling in BFSI may trigger market volatility, but disciplined asset allocation and diversification can help investors manage risk, stay invested and build long-term wealth steadily.
ITR filing 2026: Do influencers have to pay tax on gifts, freebies and barter collaborations?
Social media creators now receive non-cash compensation like products and trips in addition to cash from brands. Although these benefits arent direct payments, they have tax implications based on their fair market value. Details here.
US Treasury-focused mutual funds emerge as top performers among debt funds
MFs that invest in international FoFs with direct exposure to US Treasury bonds have gained 5.4% so far in 2026 and 14.4% over the one-year period, the best performance in the fixed income category.
Want to invest in US stocks? Zerodha, Groww, Upstox and Angel One get key approval
Zerodha, Groww, Angel One and Upstox have received approval to offer international and US stock investing through GIFT City. The services are expected to be rolled out in the coming months after technology and compliance requirements are completed.
Raymond Realty among 6 stocks from which mutual funds made complete exit in May
Mutual funds completely exited six stocks in May, including Navkar Corporation, Garuda Construction, and Shriram Properties. The portfolio reshuffle involved selling holdings worth over 32 crore to optimize returns and allocations.
Sunil Singhania's Abakkus Small Cap Fund added three new stocks in May, including Tanla Platforms and Intellect Design Arena. The fund also increased its holdings in HDFC Bank, State Bank of India, and 49 other stocks, notably Equitas Small Finance Bank and Edelweiss Financial Services. No complete exits were made, and exposure remained unchanged in eight Vedanta group stocks.
ULIP income tax rules explained: Exemption criteria and how to report gains in ITR
The Union Budget 2025 expands the tax rules for ULIPs. Now, ULIPs with premiums beyond 10% of policy value are taxable. Maturity proceeds for policies issued from 1 February 2021 are no longer tax-exempt, unless received after an investor's death.
EPFO 3.0 update: UPI and ATM-based PF withdrawals, limits, rollout timeline and key changes
EPFO 3.0 will enable UPI and ATM-based PF withdrawals, increase limits, speed up claims processing and simplify access to provident fund savings. Here are the latest updates, recent developments and upcoming changes.
RIL, HDFC Bank, ITC among JioBlackRock Mutual Fund's top 10 stock holdings in May
The fund house had the highest holding in two bank stocks - HDFC Bank and ICICI Bank of around 6.62% and 5.36% respectively as a percentage of equity AUM.
US-Iran peace deal: Is it time to reduce gold & US fund exposure? Experts answer
The US-Iran peace agreement has eased concerns around oil prices and currency volatility. Experts say investors should review allocations to gold and international funds, but avoid making abrupt portfolio changes.
Why chasing last year's top-performing mid and small-cap funds keeps investors one step behind
The market's top-performing segment doesn't follow a rotation you can predict or systematically exploit. Large-caps lead one cycle, small-caps dominate the next, mid-caps have their moment - and none of it arrives on a schedule you can front-run by looking at last year's returns.
Quant Mid Cap Fund adds Adani Energy and 4 others, exits Paytm and 3 more stocks in May
Quant Mid Cap Fund, managed by Sandeep Tandon, has strategically adjusted its portfolio in May. The fund added Adani Energy and four other stocks while exiting Paytm and three other companies. This move reflects a dynamic approach to capturing growth opportunities within the mid-cap segment.
MCX gold rate today for August futures contracts was trading 0.09% higher at 1,53,060 per 10 grams. MCX silver futures, on the other hand, were trading 0.4% lower at 2,51,130 per kg. Check the retail rates in your city.
Best arbitrage mutual funds to invest in June 2026
Arbitrage mutual funds offer attractive after-tax returns for investments held over a year, taxed at 12.5% like equity funds. These funds exploit price differences between cash and derivatives markets, with volatility potentially boosting opportunities. They are suitable for investors not wanting to time interest rates.
Education loan rates June 2026: Compare SBI, PNB, ICICI, HDFC and other banks before you apply
Rising education costs make choosing the right education loan crucial. Compare Education loan rates for June 2026 from SBI, HDFC, ICICI and other banks to reduce borrowing costs and plan repayments.
Super 30 founder Anand Kumar launches free global learning platform Super Infinity
Education costs are rising rapidly. To ensure their children receive a good education, parents take out personal loans and fall into debt. Anand Kumars Super Infinity offers free maths lessons, exam preparation and innovative learning tools to help students succeed without added financial burden.
Planning a family vacation in India during June requires carefully balancing the desire for pleasant weather against the reality of the Indian monsoon.
Sebi revamps ETF trading rules, introduces dynamic price bands from September
Sebi has introduced a new framework for ETFs, replacing fixed price bands with dynamic limits and revising base price calculations. The changes aim to improve price discovery, better reflect underlying asset movements and enhance trading efficiency across equity, debt and commodity ETFs.
Gifting money to an NRI child: how is TCS calculated under LRS, and can you claim a refund?
A 25 lakh gift to an NRI daughter is tax-free in her hands, but the remittance may attract TCS under LRS. Here's how the rules differ for overseas and NRO transfers.
Sebi proposes changes to ETF base price, price band rules
India's markets regulator, SEBI, is proposing new rules for exchange-traded funds. These changes aim to bring the trading price of ETFs closer to the actual value of their underlying assets. SEBI is looking at how ETFs are priced for trading, with new methods for setting price bands. This move could impact how investors trade ETFs in the future.
Got your Form 16 from employer? Here's what you should check before filing ITR
Form 16 forms the basis of income reporting in ITR. It is important to verify the details mentioned in it, including total income, tax deducted at source, exemptions, and deductions claimed during the financial year.
HDFC AMC and Nippon Life AMC shares surged up to 6% after Finance Minister Nirmala Sitharaman indicated further measures to attract foreign capital. Expectations of increased overseas participation, supportive RBI actions and improving global sentiment lifted financial stocks and broader markets.
Can EPFO recover PF money after employers violation? Telangana HC delivers key ruling
The Telangana High Court has ruled that EPFO cannot recover provident fund dues from an employee for an employer's alleged violation of EPF rules. The court said liability for transferring PF accumulations after surrender of the exemption rests with the employer and trust.
Why salaried taxpayers should not file ITR without Form 16: Key risks explained
According to Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants' Society, while filing without Form 16 is legally permissible, it can expose taxpayers to several reporting risks if proper precautions are not taken.
Section 143(2) explained: Why the Income Tax Department may scrutinise your ITR this year
Sharp clarity on Income Tax scrutiny notices under Section 143(2) shows how returns are selected for verification, deadlines for notices, and compliance checks ensuring accurate tax filings and documentation. Check complete details now.
RBI flags rising money mule fraud: Why sharing your bank account can be dangerous
Banks and regulators are warning about the risks of money mule accounts in online fraud as digital transactions rise. The RBI advises customers to safeguard their accounts and be cautious of suspicious requests, as fraud cases remain a significant concern in the banking sector.
Money-market fund vs short-duration fund: Where to park your cash and why
Money-market funds primarily invest in short-term instruments maturing within one year, while short-duration funds invest in a mix of debt securities and money-market instruments with a portfolio duration of 1 to 3 years.
Bandhan Small Cap among 5 smallcap mutual funds that deliver over 20% annualised return in 3 years
Why FCNR deposits at 6-7.1% rates are attractive for NRIs
For most NRIs, the right way to use this window is to use their disposable savings to make a deposit for three to five years and leave the leverage to those equipped for its risks.
Gold curbs won't work. Financial innovation will
India's instinct to curb gold imports via higher duties and moral appeals is self-defeatingit drives up domestic prices, spurs exchange-traded fund inflows, and increases physical bullion demand. The solution is to shift gold ETFs to derivatives-backed structures to mobilise domestically held gold.
Investing in passive mutual funds? Beware of these 7 misconceptions before investing
Passive investing has grown rapidly, but common myths continue to mislead investors. Lower costs do not guarantee better tracking, passive funds are not risk-free, and diversification depends more on index selection than simply owning multiple funds or choosing ETFs.
Real-time lending: Why modern digital infrastructure is the future of credit
The lending industry is shifting to real-time infrastructure to meet borrower demands for speed and data security. APIs and modern platforms enable quick access to financial data, enhancing risk management and customer experiences.
EPF Interest 2026: When will 8.25% interest be credited to your account?
Subscribers can track whether the annual interest has been credited through the EPFO passbook portal by logging in with their Universal Account Number (UAN).
Mutual funds reduce cash allocation by over Rs 10,000 crore to Rs 1.87 lakh crore in May
Mutual funds reduced cash holdings by over Rs 10,000 crore in May to Rs 1.87 lakh crore, representing 4.24% of total assets. Equity AUM saw a monthly increase of Rs 46,274 crore, reaching Rs 44.25 lakh crore. PPFAS Mutual Fund led with the highest cash allocation at 17.67%.
Crude oil near $80 per barrel: Could India see a drop in petrol, diesel and LPG prices?
WTI crude oil drops to around $80 per barrel today, while Brent crude falls nearly 4% to around $83.82 per barrel. However, key questions remain. Could India really see a fall in petrol, diesel and LPG prices following this development?
FD holder dies without nominee or will? Heres how families can claim the money
A missing nominee or will can delay access to savings. Understand how legal heirs can claim fixed deposits, the documents required, and the process banks follow after a depositor's death.
What are mutual funds buying? ICICI Bank, Lenskart, Gujarat Gas among top picks
Mutual funds increased exposure across a mix of banking, digital and energy stocks in May. Here's a look at the large-, mid- and small-cap names that attracted the highest inflows.
NFO Alert: Kotak Mutual Fund launches first SIF with hybrid long-short strategy
Kotak Mutual Fund has launched its maiden Specialised Investment Fund (SIF), the Kotak Infinity Hybrid Long-Short Fund, marking its entry into SEBIs new SIF category. The NFO opens on June 15 and closes on June 29. The hybrid strategy will invest across equities, debt, and derivatives with limited short exposure, aiming to balance returns with risk management.
Average maturity shows when the fund's underlying bonds are expected to mature, macaulay duration indicates how long it takes to recover the investment through cash flows, and modified duration measures how sensitive the fund's NAV is to changes in interest rates.
Home loan rates start at 7.15% this June 2026, giving borrowers a chance to cut borrowing costs by carefully comparing lenders, charges, repayment options and loan features.
Silver and gold ETFs rally up to 8% as US-Iran peace deal boosts sentiment. Should you invest now?
Gold and silver ETFs rose up to 8% as precious metal prices surged following optimism around a US-Iran peace deal. Analysts advise continuing SIPs and limiting gold exposure to 1015% of portfolios, while using market dips to accumulate. Rising geopolitical stability and inflation concerns continue to support precious metals.
Parag Parikh vs HDFC Flexi Cap Fund: Returns, risk, expenses, and portfolio holdings compared
Parag Parikh Flexi Cap Fund currently leads the category with an AUM of 1.41 lakh crore, followed closely by HDFC Flexi Cap Fund at 1.01 lakh crore. While HDFC outperformed across the 1-year, 3-year, and 5-year periods, Parag Parikh Flexi Cap Fund delivered better returns over the 10-year horizon.
Mutual fund investing: 5 key ratios to check before choosing a fund
Returns alone don't tell the full story of a mutual fund. Here's how alpha, beta, Sharpe ratio and other key metrics can help investors assess risk and performance.
Flexi cap fund inflows dropped 49% in May to Rs 5,175 crore after Aprils record surge, reflecting broader moderation across equity categories. Experts attribute this to profit booking and global uncertainties, not a structural shift. Investors are advised to continue SIPs, as long-term fundamentals and category preference remain intact.
Book profits or stay invested at market highs? Historical data may settle the debate
The analysis of 25 years of rolling market data suggests that remaining fully invested in equities gave better long-term returns rather than systematically transferring gains to debt after reaching pre-defined profit targets or market highs.
The Annual Information Statement (AIS) provides taxpayers with a comprehensive and consolidated view of their financial data. It includes the taxpayer's TDS and TCS details, specified financial transactions (SFT), tax payments, demand and refund records.
Gold prices rose on 15 June due to optimism following a US-Iran peace deal. MCX gold for August futures increased by 1.71% to 1,53,490 per 10 grams, while silver rose 0.94% to 2,53,520 per kg amidst volatile equity markets.
Best aggressive hybrid mutual funds to invest in June 2026
Hybrid mutual funds, particularly aggressive hybrid schemes, offer resilience in volatile markets due to their balanced equity and debt portfolios. These funds are recommended for conservative equity investors seeking wealth creation with reduced volatility. Regular profit booking and tax advantages further enhance their appeal for long-term financial goals.
8th Pay Commission: 15 June marks key compliance deadlines, including the submission of memoranda, advance tax payments and Form 16 issuance affecting employees, pensioners and taxpayers.
NRIs who become tax residents in India can defer tax on foreign retirement accounts until withdrawal by filing Form 40. This applies to accounts in the US, UK, Canada, and Australia, and offers relief from accrual taxation. Details here.
Tax-free income in India: 5 sources every taxpayer should know about
Certain income types are exempt from taxation under the Income Tax Act, helping taxpayers minimize their tax liabilities. Here are some options you can consider.
ICICI Lombard warns that car insurance claims for damage from E20 fuel in older, non-compatible vehicles may be rejected, as such usage could be seen as negligence. Details here.
Can mutual fund gains be used to repay a home loan and claim Section 54F exemption?
Home-loan repayment is not eligible for Section 54F relief, if the property was purchased outside the prescribed time window.
Salaried taxpayers can choose between old and new tax regimes until the ITR deadline. Employers will apply the new regime if no preference is communicated, but the final choice rests with the taxpayer during ITR filing. Details here.
A working professional seeks a practical Work-From-Anywhere experience for a month-long family vacation in India. ChatGPT suggests 5 suitable destinations, recommended based on work and family needs.
What makes UIDAI's new Aadhaar app different from mAadhaar? Do you need to transfer data manually?
The mAadhaar app will be replaced by a new Aadhaar app, launched on January 28, 2026, to enhance privacy and control over data. Here's what makes the new app different and whether you need to transfer data manually.
Corporate burnout is real: Can I afford to take a one-year sabbatical? I asked ChatGPT
Corporate burnout motivates considering a sabbatical. I asked ChatGPT if I should go for it.
As of June 14, 2026, senior citizens over 60 can access higher FD interest rates, with extra benefits for those over 80. Various banks offer additional rates.
HDFC Balanced Advantage among 11 equity mutual funds that saw outflows of over Rs 300 crore in May
Eleven equity mutual funds, including HDFC Balanced Advantage Fund, saw outflows exceeding Rs 300 crore in May, according to ACE MF data. A total of 267 equity-oriented schemes reported outflows, reflecting selective investor withdrawals despite a broad universe of 742 funds, with large-cap and hybrid categories prominently affected.
Silver beats gold, stocks and bonds in 10-year returns. Here's the data
Silver has emerged as the top-performing asset over the past decade, outperforming gold, equities and bonds with a 21.3% return. Gold followed closely, while mid and small caps showed solid gains. Debt instruments delivered modest returns, whereas real estate lagged, reflecting a shift in investor preference towards financial assets.
IRDAI has issued guidelines on Migration and Portability for health insurance, allowing policyholders to transfer benefits between insurers or within the same insurer, ensuring continuity of waiting periods and accrued bonuses under certain conditions.
Foreign Portfolio Investors (FPIs) influence Indian markets but their control has diminished. Increased domestic participation has reduced reliance on foreign capital, allowing the market to remain resilient even during significant FPI outflows in recent years.
10 lakh lump sum vs 10,000 SIP for 100 months - which built a bigger corpus?
Investors often compare lump sum investing and SIPs for wealth growth. A lump sum involves a single, large investment, while a SIP allows regular, smaller contributions. Lump sum may be ideal for large sums, while SIPs benefit those who invest gradually from salaries.
On June 14, gold prices in India remained stable, with 24-karat gold at 150,900 per 10 grams. Silver saw limited movement, with 999 Fine priced at 247,630 per kg. Prices reflected Friday's closing levels as the MCX remains closed on weekends.
The real cost of parenthood? Man says he spent nearly 4 lakh before daughter turned 6 months
According to Chakravarty, expenses begin immediately after pregnancy is confirmed, with regular doctor visits, scans, blood tests and medicines. He estimated that medicines and supplements alone cost his family between 1,500 and 2,000 per month during the pregnancy period.
Home loan insurance adoption jumps 7X in 5 months: What's driving India's borrowers to sign up?
Home loan insurance adoption has surged sevenfold recently, driven by borrowers seeking to protect families from loan liabilities. Most purchasers are aged 31-45, primarily salaried professionals.
As global capital chases AI, are Indian large caps valuations now attractive?
Driven by a bruising $30-billion foreign institutional sell-off, the Nifty 50 has dropped back into its historical valuation average, potentially opening up rare entry points for long-term investors, experts told Mint.
Gold's rally may be changing your portfolio in ways you haven't noticed
A rising gold price may feel reassuring, but a hedge that grows too large can become the biggest risk in your portfolio. Here's why rebalancing matters.
Eligible nominees for EPF include spouses, children, and dependent parents. Members without families can nominate others, but the nomination becomes invalid if the member later acquires a family.
The 8th Pay Commission's discussions focus on the fitment factor, crucial for salary hikes for central government employees in India. The report submission may extend to July 2027, with a potential multiplier between 2.28 and 3.83 affecting over 1.1 crore beneficiaries.
Why starting your SIP at 25 can build far more wealth than waiting until 35
Start early, build more wealth. This investment planning example shows how the power of compounding helps long-term investing create a significantly larger corpus, even with modest monthly SIP contributions. Understand this concept today to ensure meaningful wealth creation in your life ahead.
India's cost-of-living gap is widening, with Maharashtra's monthly expenses averaging 52,392, while Himachal Pradesh and Bihar remain affordable under 28,000. Economic opportunities vary significantly, influencing household budgets and lifestyle choices across states.
Bank holiday next week: SBI, HDFC, others closed on this day between June 14 and June 21; check here
Private and public sector banks in India will be closed for two days between 15 June and 21 June 2026 due to holidays specified by the RBI. Preparedness is essential for customers planning visits, though online banking services remain available during the closure.
Multiple loans and EMIs? Here's how to know if your debt is still under control
The key issue is not simply whether EMIs are being paid on time. Instead, it is whether your overall financial framework has enough resilience to withstand unforeseen setbacks.
