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Less wealthcare, more healthcare: Why retirement planning in India needs to change
Retirement planning today is primarily focused on financial instruments such as pension funds, savings schemes, or annuity plans. But what happens when ageing brings with it Parkinsons, dementia, severe arthritis and extreme loneliness?
Jefferies Chris Wood sells India to buy more of China in Asia ex-Japan portfolio
Chris Wood cautioned that the US stock markets AI-driven rally may be nearing its peak, comparing current exuberance to the Nasdaq boom of 2000. With margin debt up 33% year-on-year and valuations at record highs, GREED & fear has decided to remove Nvidia from its global equity portfolio after a 595% gain, replacing it with Greeces Gek Terna.
Beyond the metros: The hidden barriers to mutual fund growth in aspirational India
Behind the impressive MF growth numbers lies a tale of two Indias: one where sophisticated urban investor drives exponential growth, and another where millions of potential investors remain locked out of the wealth creation journey.
If your ITR refund status shows processed but you are not getting it credited to your bank account, there is no reason to panic.
Radhika Gupta on how Edelweiss MFs new Multi Asset Omni FoF is simple powerful construct
Radhika Gupta, MD & CEO of Edelweiss MF, highlights the new Multi Asset Omni FoF as a simple, powerful construct offering diversified exposure across equities, gold, silver, and debt. Launched in September 2025, the fund targets long-term capital appreciation for investors.
Personal loans for 575 credit score: How to qualify and improve approval odds
Borrowers with a 575 credit score can still secure personal loans by choosing regulated lenders, offering collateral, improving repayment discipline, and comparing loan offers for better approval odds.
Mutual fund SIP inflows rise 4% to Rs 29,361 crore in September
Systematic Investment Plan (SIP) inflows into mutual funds saw a healthy 4% rise in September, reaching Rs 29,361 crore. However, equity mutual funds experienced a second consecutive month of decline, with inflows dropping 9% to Rs 30,422 crore. Midcap and smallcap funds remained popular, attracting substantial investments.
Loan against PPF vs personal loan: Key differences and benefits explained
Borrowers must understand the risks of personal loans, including high interest rates and potential credit damage. PPF loans are a more affordable option for short-term needs, while personal loans offer larger sums for various expenses.
Inflows into equity mutual funds drop 9% to 30,421 crore: AMFI Sept data
Last month, inflows into equity funds dropped by 22% month-on-month to 33,430 crore.
Equity mutual fund inflows slide to Rs 30,422 cr, drop for 2nd straight month
Equity mutual fund inflows dropped for the second month in September, reaching Rs 30,422 crore. Midcap funds led investor interest with Rs 5,085 crore, followed by smallcap funds at Rs 4,362 crore. ELSS and dividend yield funds saw outflows. Multicap and large & midcap funds experienced increased inflows. Sectoral and thematic funds saw a significant decline in monthly inflows.
Top 5 midcap mutual funds to invest in October 2025
ETMutualFunds lists top mid-cap funds based on rolling returns, consistency, downside risk, and asset size. Funds include Axis, PGIM, Invesco, Kotak, and Tata; suited for high-risk, long-term investors.
Invesco MF temporarily suspends subscriptions in three international funds
Invesco Mutual Fund has temporarily suspended subscriptions to its three international funds, effective October 9, as informed to unitholders via a notice-cum-addendum. The affected schemes include Invesco Global Equity Income Fund of Fund, Invesco Pan European Equity Fund of Fund, and Invesco Global Consumer Trends Fund of Fund. Existing SIPs, STPs, and redemptions remain unaffected until further notice.
American Express unveils festive spend-based offers for its credit card users
American Express has rolled out spend-based offers for the festive season. Credit cardholders must enrol and make the required spends within the offer period to earn a 2.33% to 4% reward rate.
HDFC Defence Fund boosted its holdings in Mazagon Dock and five other defence-related stocks in September, while also introducing Eicher Motors as a new addition. The fund significantly increased its stake in Bharat Forge and reduced exposure in several other companies, including a complete exit from Larsen & Toubro.
Best tax saving mutual funds or ELSS to invest in October 2025
Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be aware of this aspect, especially if you are a first-time investor in equity mutual funds. Compared to your usual investments like Public Provident Fund or National Savings Certificate, etc, ELSSs do not offer guaranteed returns. You may even suffer losses in a bad market.
Silver ETF: Kotak MF temporarily halts lumpsum and switch-in subscriptions in FoF
Kotak Mutual Fund has temporarily suspended lumpsum and switch-in subscriptions in its Silver ETF Fund of Fund, effective October 10. The move comes as domestic silver trades at a steep premium due to acute scarcity in Indias physical market. Existing SIPs and STPs remain active, and subscriptions will resume once premiums normalize to acceptable levels.
SBI Down: Attention customers! UPI, YONO more services to be unavailable on THIS date; what to do?
This may come as an inconvenience to customers who may go out in the late hours and try to use SBI UPI services. However, with the bank's warning, SBI UPI users can be now equipped from beforehand to avoid any inconvenience.
Kotak MF suspends fresh lumpsum investments in Silver ETF FoF
Kotak Mutual Fund has stopped new lump sum investments in its Silver ETF Fund of Fund. This is because domestic silver prices are much higher than international rates. The fund house wants to protect investors from buying silver at these inflated prices. The shortage in domestic silver supply is expected to continue until late 2025.
Magnum SIF by SBI Mutual Fund: All you need to know before the fund closes on 15 October
NFO Alert: Magnum SIF was launched on 1 October and will close on 15 October. SIF refers to specialised invesment fund which is a new investment category launched by Sebi. It falls between mutual funds and Portfolio Management Services (PMS).
High stock valuations sparking investor worries about market bubble
The steep rally in Wall Street stocks is sparking worries among investors of a bubble forming, which could lead to a significant correction.
EPFO contest: You can win 21,000 by contributing to pension fund body's tagline
There would be three winners in EPFO's Tagline Contest. First prize is 21,000, second is 11,000, and the third is 5,100.
Want to accumulate 1 crore by 2035? Start investing this sum in your mutual fund SIP
With the help of the SIP calculator, we have ascertained the amount of EMIs you would need to save 1 crore in the next 10 years. Notably, your monthly contribution would vary based on the rate of return delivered by the investment.
Lifeline for Millions of Americans Becomes Hot Potato for Banks
The US government has begun phasing out paper checks for unbanked Americans who receive federal benefits, adding to the ranks of millions who rely on Direct Express prepaid cards. The problem: that program is a mess.
AI has demolished the information barrier, but it wont kill value investing
The advantage in investing never came from the difficulty of gathering information. It came from what you did with that information once you had it.
Diwali credit card rush: Are we celebrating prosperity or borrowing it?
Credit card spending surges during the festive season as consumers embrace offers and discounts, highlighting the importance of responsible credit card use and financial discipline to avoid debt traps.
6 credit score myths debunked: Separating fact from fiction
There are a number of myths pertaining to credit score. We aim to bust most of them in this article here
Silver vs Nifty50: How they performed during period of crisis
Silver has historically acted as a hedge during crises, outperforming Nifty50 in several periods. Its global relevance rises due to affordability, investment demand, industrial use, jewellery resurgence, and supply-demand imbalances.
Debt Trap: How unpaid loans and EMIs disrupt peace of mind?
Debt has quietly become one of the biggest stressors for India's middle class. What begins as manageable credit card bills or easy BNPL EMIs often snowballs into multiple high interest loans, sleepless nights, strained families, and declining productivity.
Why wealth managers are recommending SWP in multi asset allocation mutual funds
Systematic withdrawal plans (SWPs) from multi-asset funds are becoming popular among conservative investors for offering steady income with lower volatility, diversified exposure, and better capital preservation than pure equity fund SWPs.
This Diwali, you can save money as you book your travel using your credit card
An online travel portal launched its Diwali sale, offering discounts on booking flights, hotels and cabs
Did you know? New tailor-made NPS schemes with 100% equity are not for Vatsalya subscribers.
In September 2024, the PFRDA launched NPS Vatsalya, which allowed parents to invest on behalf of their children who are under 18.
Does cancelling a credit card hurt your credit score? Heres the truth
Cancelling a credit card can impact your credit score by increasing credit utilisation and reducing credit history length, making responsible credit management crucial for maintaining a healthy financial profile.
Helios Mid Cap Fund reduces stake in Ola Electric, increase exposure in 44 stocks
Helio Mid Cap Fund adjusted its portfolio in September. The fund reduced its stake in Ola Electric Mobility. It increased holdings in nearly 44 other companies. Four new stocks were added to the fund's investments. The fund's assets under management also saw an increase during the month.
Why NRIs without a Will face a nightmare inheriting property and deposits in India
For NRIs, inheriting property or bank deposits in India can take months of legal effort without a Will. Heres why missing paperwork can trap crores in limboand how to avoid the ordeal.
Top 4 smallcap mutual funds to invest in October 2025
ETMutualFunds shortlisted top smallcap funds based on returns, consistency, risk, outperformance, and size. Axis, SBI, Kotak, and Nippon India Small Cap Funds showed strong three-year returns, with varied recent performance. Suitable for aggressive, long-term investors.
The most dangerous financial advisor that never sleeps and might ruin you
AI tools can inadvertently harm your finances by making decisions based on biased data. When linked to budgeting apps and robo-advisors, they might misinterpret your behavior, leading to poor investment choices.
Nippon India Growth Mid Cap Fund turns Rs 1 lakh lumpsum investment to Rs 4 crore in 30 years
Nippon India Growth Mid Cap Fund has delivered a 22.33% CAGR since 1995, turning Rs 1 lakh into Rs 4 crore, driven by disciplined growth investing and diversified mid-cap portfolio strategy.
DSM Fresh Foods lists 20% above IPO issue price, defying grey market forecasts
DSM Fresh Foods, Zappfreshs parent, debuted on BSE SME at Rs 120, a 20% premium over IPO. Strong subscription from NIIs and QIBs highlights robust investor interest in Indias meat delivery sector.
Radhika Gupta on how a 50:50 gold-silver mix worked for the industrys first FoF
Radhika Gupta, CEO of Edelweiss Mutual Fund, explains that the industrys first goldsilver FoF, launched three years ago, was built on a simple 50:50 allocation. Gold provides stability akin to large-cap stocks, while silver adds growth potential like midcaps. The strategy reflects the fund houses belief in the undervaluation of both metals and the power of simplicity in investing.
MF Tracker: Can this international fund which gave 13% return last month sustain momentum?
DSP World Mining Overseas Equity Omni FoF topped September 2025 with a 13.15% return, driven by its heavy exposure to gold and copper mining companies. The fund benefited from the commodities upcycle, particularly precious metals, despite unrated status by major agencies. Experts suggest emerging markets offer better diversification than developed ones.
Tejas Networks shares in focus on launching indigenous 64T64R Massive MIMO Radio
Tejas Networks shares: Tejas Networks unveiled its indigenously developed 64T64R Massive MIMO Radio, Ojas64, at the India Mobile Congress 2025 in New Delhi on October 8. The next-generation 5G radio offers 320W output power, multi-gigabit speeds, and enhanced spectral efficiency, while also lowering carbon emissions marking a major milestone in the companys 5G infrastructure capabilities.
UPL Share Price Live Updates: UPL's trading volume reflects investor confidence
Britannia Share Price Live Updates: Britannia's Daily Trading Activity
Adani Ent Share Price Live Updates: Adani Enterprises Trading Volume Insights
UltraTech Cem Share Price Live Updates: UltraTech Cement's Trading Volume Insights
Tata Motors Share Price Live Updates: Tata Motors Volume Update
HDFC Life Share Price Live Updates: HDFC Life Volume Analysis
ITC Share Price Live Updates: ITC Trading Volume Insights
Dr Reddys Share Price Live Updates: Dr. Reddys recent trading volume
HUL Share Price Live Updates: HUL Trading Volume Report
TCS Share Price Live Updates: TCS Volume Analysis
Nestle India Share Price Live Updates: Nestle India Volume Performance
L&T Share Price Live Updates: L&T Volume Performance
Kotak Bank Share Price Live Updates: Kotak Bank's Volume Performance
NTPC Share Price Live Updates: NTPC's Recent Trading Activity
RIL Share Price Live Updates: RIL Trading Volume Insights
HCL Tech Share Price Live Updates: HCL Tech Volume Performance
Apollo Hospital Share Price Live Updates: Apollo Hospital's Trading Volume Insights
M&M Share Price Live Updates: M&M Trading Activity Report
Hindalco Share Price Live Updates: Hindalco's Trading Volume Surges
ONGC Share Price Live Updates: ONGC Volume Performance
Grasim Inds Share Price Live Updates: Grasim Industries Trading Metrics
JSW Steel Share Price Live Updates: JSW Steel Trading Overview
Axis Bank Share Price Live Updates: Axis Bank's Trading Volume Overview
Tata Steel Share Price Live Updates: Tata Steel's Recent Trading Activity
Cipla Share Price Live Updates: Cipla's Volume Performance
Tata Consumer Share Price Live Updates: Tata Consumer's Trading Metrics
FD interest rates: These 8 banks offer the highest returns on fixed deposits
Conservative investors opt for banks' fixed deposits to earn a stable and assured return on their investment. The highest return on a fixed deposit is 6.6% for regular citizens and 7.1% for senior citizens.
Diwali shopping: These credit cards give tempting offers on online purchases. See list
Several credit cards offer cashback and rewards to cardholders as they make online purchases during the festive season or at other times.
High-return stars! 6 largecap stocks with over 50% ROCE in FY25
High Return on Capital Employed (ROCE) reflects strong capital efficiency and robust profits. Based on StocksEdges Profitable Scan data, six large-cap companies achieved over 50% ROCE in FY25, including InterGlobe Aviation, Nestle India and TCS.
Gold ETFs in India crosses $10 billion AUM on record September investments
Gold ETFs in India saw record inflows of $902 million in September, pushing total assets to $10 billion. Weaker equities, a soft rupee, and geopolitical uncertainties fueled the surge, marking a structural shift toward financial gold investments.
From Zero to hero: Rebuilding your credit score after financial hardship
We share some workable tips to help you rebuild your credit score after facing financial hardships
Quant Mutual Fund to launch QSIF Active Asset Allocator Long-Short Fund
Quant Mutual Fund launches QSIF Active Asset Allocator Long-Short Fund, a dynamic multi-asset strategy investing in equity, debt, derivatives, REITs/InVITs, and commodities, offering long-term capital growth with up to 25% short exposure.
NFO Alert: Kotak Mutual Fund launches Kotak Gold Silver Passive FoF
The new fund offer or NFO of the scheme is open for subscription and will close on October 20. The scheme will reopen on or before November 4.
What is a corporate credit card, and how does it work for businesses?
Corporate credit cards enable businesses to manage employee expenses efficiently, offering centralised control, improved compliance, and better cash flow management while minimising risks and ensuring smoother financial operations.
UPI payments will now be PIN-free! Here are key things you must know
The Centre government is set to roll out new updates, like fingerprint and facial verification, to India's Unified Payments Interface (UPI) system. Here are the key things you must look out for as a UPI user
Equitas Small Finance Bank launches digital loan offer for salaried people
Equitas Small Finance Bank enables customers to access instant personal loans at competitive interest rates starting from 10.49% per annum, with a nominal 1% processing fee.
Gold at 1.22 lakh: What percent of your portfolio should be allocated to the precious metal?
Gold prices have reached record highs, prompting experts to suggest a 10-15% portfolio allocation to gold.
5 key benefits of a personal loan for a newly married couple
Personal loans offer newly married couples flexible funds, quick approval, and easy repayment options to manage post-wedding and festive expenses without liquidating savings or investments.
Are you looking for best mutual funds for SIPs in October? Here is help for moderate investors
Many mutual fund investors, especially new investors, are confused about which fund to select and keep looking for a ready-made MF portfolio to achieve their long-term goals. Heres help for moderate investors.
New UPI rule: Users will soon be able to see all autopay mandates on any app
The new rule will become effective on or before 31 December 2025, says the NPCI directive dated 7 October. Users will also have the option to port mandates from one UPI app to another.
Valuations revert to the mean, but the mean is a moving target
While mean-reversion is a well-established concept, blindly relying on historical averages can cause investors to remain underinvested in a long bull run while waiting for 'cheap' valuations, or overpay for assets during periods of uncertainty.
6 personal loan products with no foreclosure charges or conditional waiver options
The foreclosure fee usually ranges from 2 to 5% of the outstanding loan amount. For some personal loan products, the foreclosure fee waiver is a standard feature. In some products, the waiver is conditional based on the EMIs paid, the loan amount, etc.
Parag Parikh Flexi Cap Fund raised stakes in Axis Bank, HDFC Bank, ICICI Bank, Kotak Mahindra Bank, ITC, and seven other stocks in September, trimmed Maruti Suzuki and exited IPCA Laboratories. Fund AUM rose to Rs 1.19 lakh crore, with 27 stocks in the portfolio.
Gold funds vs ETFs: Where should mutual fund investors place their bets now?
Gold prices are soaring, prompting investors to consider Gold ETFs and Gold Funds. Experts suggest a staggered approach, with gold funds ideal for those without demat accounts or preferring SIPs. Diversification into silver and industrial metals is also recommended for potential economic recovery scenarios. Both options offer similar returns, but ETFs are more liquid and cost-effective for lump sums.
What is 4 per cent rule of withdrawal from corpus after retirement? Explainer
After retirement, investors are supposed to withdraw only upto a maximum of 4% corpus in one year for a sustainable post-retirement life
Godrej Consumer shares in focus as company sees steady Q2 growth amid GST tailwinds
Godrej Consumer shares: The company projected mid-single-digit consolidated revenue growth for Q2 FY26, supported by GST rate cuts and steady performance across markets. Nearly one-third of its portfolioincluding soaps, shampoos, talcum powders, and shaving creamsnow faces a reduced GST rate of 5%, down from 18%.
The hidden tax trap: What property sellers must know before using CGAS
The Capital Gains Account Scheme (CGAS) remains a useful interim tool for reinvestment, although its tax deferral advantage has narrowed.
Wipro Share Price Live Updates: Wipro's Daily Performance Update
