Income Tax Filing: The Income Tax department launched 'TAXASSIST' to aid taxpayers with inquiries and notices ahead of the 15 September 2025 deadline. This initiative includes reminders about key tax actions and provides guidance on related issues.

SEBI's action against Jane Street exposes high risk expiry day manipulations, urging retail investors to stay informed, avoid impulsive trades, and prioritise vigilance in volatile equity markets.

From July 1, 2025, saving bank account holders will not be liable to pay any minimum account balance (MAB) charges if they fail to maintain the minimum balance. However, there will be charges on premium bank accounts

Punjab National Bank has reduced its MCLR by 5 basis points on various loan tenors effective July 1, 2025, providing relief to borrowers amidst rising interest rates.

Income Tax: Section 158BC applies when undisclosed income is unearthed during search or seizure operations conducted by the Income Tax Department.

RBI has barred banks and NBFCs from levying pre-payment penalties on floating rate loans to individuals and MSEs for business use, effective January 1, 2026.

Bank of Baroda reduces home loan interest rate to 7.45% and waives processing fees for new borrowers, aiming to boost credit growth and support affordable housing demand.

A low credit score can be improved through timely payments, low utilisation, and monitoring. RBIs updated rules now help borrowers rebuild credit faster with better data accuracy.

Google Pay now provides instant personal loans through partner lenders with quick approvals and minimal paperwork, but users must watch out for high interest rates, eligibility checks, and hidden charges.

Business credit cards serve to manage business expenses, maintaining a clear distinction from personal transactions. Offered by various banks with different fees, they enhance cash flow and simplify financial management for businesses, freelancers, and employees in growing companies.

Debt is often viewed negatively, but not all debt is harmful. Understanding the difference between good debt, which can create wealth, and bad debt, which can lead to financial stress, is essential for making informed borrowing decisions.

Jurassic World: Rebirth imagines dino DNA as the key to future medicines, wrapped in an over-the-top sci-fi adventure. Despite thrilling action sequences on land and sea, the plot feels absurd and disjointed. Even a star cast can't save this film from its own chaos and an irritating family subplot.

It's crucial to weigh the pros and cons of home ownership vs renting, especially if you're an urban professional in your 20s or 30s. What's best for you depends on your financial situation, life goals, and local housing market.

DSP Mutual Fund's Global Equity Fund lets Indian investors deploy as little as $5,000 in global stocksbypassing Sebi caps and foreign platforms via a tax-efficient route anchored in GIFT City.

Ask yourself this: Do you need further equity risk, or do you need better risk-adjusted returns?

You can keep your credit card inactive for up to one year. But do at least one transaction in a year to keep it running to maintain good credit score and ideal CUR levels.

The RBI has reduced the repo rate by 50 basis points to 5.5%, aiming to stimulate economic activity by making borrowing cheaper. This move is expected to lower lending rates, benefiting both new and existing borrowers while encouraging consumer spending on big-ticket items.

If everyone is looking at the same obvious opportunities and reaching similar conclusions, where exactly is the edge?

Kotak Mahindra Bank will discontinue the Myntra Credit Card from 10 July 2025, migrating users to the League Platinum Card with updated benefits, exclusions, and reward terms.

If the credit card outstanding can be cleared within 3 months, it may be carried forward. Low-cost balance transfer options of up to 6 months may be explored. For longer tenure options, the cardholder may convert outstanding into EMI or take a personal loan to repay it.

After November 2025, agricultural land cannot be purchased for claiming tax benefits. NRIs must utilize capital gains for new agricultural land within two years or face capital gains tax.

The RBI plans to introduce a unique borrower ID for all loan accounts to minimise and reduce credit report errors, enhance credit score accuracy, and improve transparency in the nation's lending ecosystem.

Credit cards offer benefits but require responsibility. Late payments result in penalties and harm credit scores. This guide discusses late fees, their financial impact, and tips for timely payments.

Income Tax Filing: After exploring tax efficiency, I realized I was overpaying due to misconceptions about exemptions. Using an AI assistant, I identified deductions under Sections 80C, 80D, and 80G, leading to significant tax savings by restructuring my salary components.

Income tax: Form 16 helps salaried individuals file accurate ITRs by detailing income, TDS, exemptions, and deductions, ensuring smooth returns and preventing mismatches or notices from tax authorities.

A personal loan gives the borrower a lumpsum amount along with an EMI repayment plan spread evenly throughout the tenure. A line of credit provides access to a specified amount that can be used as and when required and flexibility for repayment.

A non-resident can contribute to their existing PPF account but cannot open a new one. They should switch their savings account to NRO status. To keep the PPF account active, only a minimum of Rs. 500 per year is needed, as additional contributions wont yield extra tax benefits.

Other key factors which should influence a borrowers decision to choose a lender include processing charges, lenders reputation, other hidden charges & the overall experience of securing a personal loan.

In a move aimed at enhancing financial inclusion and making banking more accessible, Indian Bank will waive minimum balance charges for all Savings Bank accounts starting July 7, 2025. This comes a day after Punjab National Bank made a similar announcement fos customers.

Section 54 applies when the capital gain arises from the sale of a residential house, whereas Section 54F is available on the sale of any long-term capital asset.

Financial security is crucial as scams like credit card fraud are on the rise. The arrest of YouTuber Dilip Kumar Sahu highlights the need for vigilance. Protect yourself by avoiding sharing sensitive information and using only verified platforms for transactions.

SBI Card is updating credit card payment rules from July 15, 2025, including revised minimum dues, payment allocation changes, and removal of complimentary air accident insurance on select cards.

Fund managers are sitting on more cash, but does that mean theyre predicting a fall? Or just playing defence? Heres what the data shows.

The new UPI-powered bank branch in Koramangala, Bengaluru, promises to transform banking from a necessity into an experience

The current system is failing about 8 to 10 crore Indian households that fall into the missing middle too affluent for subsidised schemes but unable to afford adequate private insurance.

Like most other lenders, PNB also used to levy certain amounts of penalties from its customers if they did not maintain the minimum account balance.

Check out the latest personal loan interest rates in July 2025 offered by top lenders, along with key features, eligibility tips, and insights on securing the lowest possible rates.

Tech firms and crypto start-ups are moving in on territory long dominated by Visa Inc. and Mastercard Inc., powered by a new type of currency the stablecoin

Fintech lenders disbursed over 11 crore personal loans in FY25, dominating volumes but facing rising defaults, with small-ticket loans and young borrowers driving both growth and credit stress.

Check out the step-by-step guide to filing your income tax return online for FY 2024-25 without a CA, highlighting key forms, documents, and e-verification methods.

Choosing between a business and personal credit card can be difficult for independent contractors and business owners. Business cards simplify accounting, while personal cards cater to everyday expenses.

The process of getting a bank lockerand what happens afterwardsisn't always as simple as it seems.

Changes in the credit card rules are typically minor tweaks, latest updates or revisions in time limits. These relate to the reward points, access to lounge, time duration and so on. They do not fundamentally change the character or spirit of the card.

The Madras High Court upheld SBIs decision to cancel a job offer due to poor credit history, reinforcing the importance of maintaining a clean credit score for careers in banking and finance.

Loan settlement can provide short-term relief for borrowers facing financial difficulties but negatively impacts credit scores. Settled loans are marked as negative events, potentially hindering future borrowing for up to seven years. 

Aside from meeting financial needs, a personal loan helps the borrower create a healthy credit mix, which is a blend of different credit accounts on credit report.

Growws shift to demat mode for mutual fund investments has sparked user confusionbut it may not be a bad deal. Heres what investors need to know.

Short-term or long-term personal loan: Choosing the right tenure for a personal loan is essential for long-term financial security. It impacts your monthly EMI, total interest, and credit status. Consider your risk tolerance, income, and future plans to find a suitable repayment period.

Secured credit cards are issued against the fixed deposit (FD) opened with the issuing bank. For instance, IDFC First Wow, Sbi Card Unnati and BOB Prime Credit Card

You need to ensure that you cover all the assets in detail.