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The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.

A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.

India plans a mid-path emission standard for sub-50 HP tractors to avoid steep cost hikes, ease industry worries and ensure cleaner norms dont hurt farmer affordability.

A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.

You can now use electronic modes to deposit money in CGAS, open accounts with private banks

If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.

Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?

Falling EV sales may have dented their business, but companies such as Sona Comstar, Bosch Ltd, and Tenneco Clean Air are highly optimistic about the rise of hybrid vehicles, saying they represent the best of both worlds.

While the scheme supported around 100,000 projects in each of the last four years, it has aided only 12,707 of them this year.

8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.

A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.

A personal loan can offer essential financial support, but avoiding overspending, multiple loans, EMI delays and missed prepayment opportunities is crucial to prevent long-term debt and protect your credit health.

Independent films in India face challenges in securing screenings despite low supply of commercial movies. Filmmakers call for equal opportunities while experts highlight the need for marketing support to attract audiences back to theatres post-pandemic.

Many Indians assume a nominee inherits their money but the law says otherwise. Nominees are only custodians, while legal heirs or beneficiaries named in a Will ultimately own the assets.

The IndiGo SBI Card ELITE allows earning IndiGo BluChips at a base and accelerated rate, and on achieving spend-based milestones. You can use BluChips to book free flights.

A new personal loan can briefly reduce your credit score due to hard checks, but responsible repayment, limited applications and disciplined borrowing habits help strengthen long-term credit health and financial stability.

Although it is not a rational thing to buy a luxury item with loan money but there could be some exceptions to the rule. Here we list out few advantage as well as disadvantages of opting for it

The amendments come in the backdrop of India's plan to set up 100 GW of nuclear power capacity by 2047.

For decades, property rewarded those who waited. The new tax laws will reward those who move.

Online bond platforms are seeing a surge in retail activity as lower ticket sizes, easier KYC and transparent RFQ trades draw first-time investors. Heres how the system worksand what buyers must watch out for.

The young are dressing up to be guests at fictional weddings, complete with fake dulhas and dulhans. Brands are following them to the mandap.

The Centre on Friday notified four new labour codes consolidating 29 laws, expanding basic social security and minimum wage guarantees across the labour landscape.

Rudra Chatterjee, Managing Director of Luxmi Tea Group, discusses the company's historical ties to India's freedom struggle, the evolution of tea culture, and the importance of resilience in business amidst global uncertainties.

Analysts say such a move will shake investor confidence given that to meet India's energy transition goal, and to stay on track to meet net zero by 2070, India will need to invest around $1.3 trillion in non-fossil power generation capacity by 2035.

Some shoes seem just too big to fill

Bitcoin prices have been on a decline for past few weeks currently hovering around $86,000, 30% down from all time high on 6 October 

The implementation of the Digital Personal Data Protection Act, 2023, mandates significant compliance efforts from OTT platforms, particularly in data management and privacy. This may disrupt existing revenue models and impose heavier burdens on smaller platforms compared to larger ones.

Black Friday sales are gaining popularity in India, bridging the gap between Diwali and winter sales. Retailers offer significant discounts, driven by online platforms and increased consumer awareness 

Online dating has become a loaded option associated with heartbreak, shallow relationships and nightmare dates. But dating apps are still wooing young love seekers. 

The new labour codes have overhauled how wages, gratuity, provident fund, pension and other social security benefits are calculated. Mint explains who benefits and if your take-home salary is affected.

With companies pushing performance-linked pay deeper into the workforce, household cashflows are becoming lumpier and harder to plan. Heres how families can adapt.

Bank holiday next week: According to the RBI calendar, banks across India will be shut on just one day this week Sunday, 30 November. On all other days, banking operations will remain open as usual.

How much capital gains tax is levied on the sale of mutual funds depends on two factors holding period and category of mutual fund. We deconstruct the nuances here

New labour code: Amid several path breaking changes that are announced in these labour reforms, one of the noticeable ones is the provision of early gratuity which employees will be entitled to after one year of service.

Bank holiday today: According to the RBI calendar, banks in India will be closed on 22 November as it is the fourth Saturday of the month. 

The scheme was conceived in the wake of a supply crisis earlier this year when China temporarily halted exports of these magnets, rattling manufacturers globally.

FD rates: Most top commercial banks offer interest rates within a small range on their fixed deposits. 

Instant loans are generally better in terms of interest rates and immediate processing than loans against your cards

Digital shopping has evolved, with consumers using credit to finance purchases. While credit enables aspirations, it can lead to debt if mismanaged, highlighting the need for responsible financial planning.

Indias CGAS overhaul modernises how taxpayers deposit and track capital gains, adds SEZ relocation coverage, widens bank access and mandates digital account closure for the first time.

A clear guide to completing a personal loan application, highlighting key documents, credit score checks, accurate form filling, loan planning and final review to ensure smooth personal loan approval.

There are some premium cards which offer mind boggling offers but they come at a huge price i.e., high annual fee

A high credit card balance can dent your credit score, but taking a personal loan to clear it isnt necessarily harmful. What matters is how it affects utilisation and repayment discipline.

Active and passive MFs: From choosing stocks to the scope of returns, they vary widely. 

The aim of rolling out the 1600 number series is to enhance consumer trust, curb spam, and prevent fraudulent activities perpetrated through voice calls.

To invoke non-disclosure, insurers must show the condition was active when the policy was bought and medically linked to the current ailment.

For personal loans, banks provide a 3 to 15-day cooling period during which the borrower can cancel the loan. Usually, there is no cancellation fee during this period.

A declining credit score can affect loan approvals and interest rates. Understanding factors like missed payments, high credit utilisation, multiple applications, and reporting errors can help borrowers in maintain a strong credit score.

Investing in debt funds is complex and risky. Key risks include interest rate risk, credit/default risk, and concentration risk. 

Personal loan statements detail outstanding balances, EMI breakdowns, interest rates, fees, and repayment history, helping borrowers monitor loans, avoid errors, and maintain financial health through accurate monthly review.