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COLA increases Social Security payments for 2026: Boosts confirmed for retirees, spouses, survivors and disability recipients

Social Security beneficiaries will see a 2.8% increase in their monthly payments starting January 2026. This adjustment will benefit over 75 million Americans, including retirees and disabled workers. While welcome, the rise may not fully cover escalating living costs, especially healthcare. Higher earnings limits for those working while receiving benefits are also set for 2026.