Personal Finance / Zee Biz
One of the benefits of the National Pension Scheme is that you can decide to invest whenever you choose to, according to your convenience. In the case of SIP, you need to invest a fixed amount regularly in your chosen fund.
Home Loan Interest Saving Tips: Home loans are at a fixed or floating rate. When the Reserve Bank of India (RBI) cuts the repo rate, banks also follow the path, reducing loan interest rates and benefiting borrowers. But prepayment, refinancing, and paying extra EMIs are some ways to save interest on a loan. Know if it is possible to save over Rs 31 lakh in interest on a Rs 62 lakh home loan.
Like regular FDs, special FDs are generally considered low-risk investments. These schemes are usually launched for a specific period, offering a chance to invest in a higher interest rate than standard FDs.
PM Kisan 20th Instalment:PM Kisan Yojanais a Central Government scheme that provides financial aid to farmers.Till now, 19 instalments have been released, and now farmers are eagerly waiting for the next instalment.When will the 20th instalment of PM Kisan Yojana be released? Here's a list of things you need to do to get Rs 2,000 -
PAN Card Loan:If you are planning to take a personal loan of up to Rs 5 lakhs using your PAN card, you will need these documents -
Warren Buffett Compounding Rate: Warren Buffett, who stepped down as CEO of Berkshire Hathaway last week, has reportedly amassed most of his wealth after he turned 60 years old. The 94-year-old investor's portfolio has been estimated to have grown by 22 per cent in the last 34 years!
Any individual, including those who are employed, self-employed, or pensioners, can open a PPF account. Only one PPF account can be opened across the country, either in a post office or a bank.
Power of Rs 4,99,999 One-time Investment: If you make a one-time investment and let the corpus grow at a steady pace for a long term, the corpus generated can be multiple times the principal. A Rs 4,99,999 mutual fund lump sum (one-time investment) can help you create an estimated fund of Rs 2,99,48565! Know in how many years!
One-time Investment For 20 Years: Mutual fund lump sum is a popular investment type for investors who have a large sum to deposit. The investment can grow by multiple times if one has a long-term investment horizon. Let's see how large a corpus can be built from Rs 4,00,000, Rs 9,00,000, and Rs 15,00,000 investments if one invests these amounts for 20 years and gets a return at different rates.
Deciding where to invest is a difficult choice to make when the investment option is a popular one. A Systematic Investment Plan (SIP) is a market-linked method of investing in mutual funds. It involves risk, yet holds chances that your investment can grow into a massive corpus.
The maturity period of a Public Provident Fund (PPF) account is 15 years. After completing the initial 15-year term, account holders have the option to extend their PPF account for an unlimited number of 5-year blocks.
New Tax Regime Calculations: New tax regime revised slab rates which came into effect on April 1, 2025, made income up to Rs 12,00,000 tax-free for non-salaried individuals. For salaried individuals, this limit is Rs 12,75,000. But your income of Rs 15 lakh, Rs 17 lakh, and Rs 19 lakh can also become tax-free if you include a few deductions to your salary. Know how it is possible-
A slew of key financial changes have come into effect from May 1, 2025, impacting everything from ATM usage and railway travel to home loans and LPG prices.