The Covid-19 pandemic highlighted the importance of financial inclusion globally, emphasising the need for economic equality. Demat accounts play a crucial role in advancing financial inclusion by offering a digital platform for investing in securities.

Health insurance is crucial for mothers to protect against rising healthcare costs. It provides access to quality healthcare and covers preventive care services. Prioritizing health sends a powerful message about self-care and responsibility to children.

Diversification involves aligning negatively correlated assets to protect the portfolio. In equities, market cap diversification is common. Portfolio should be spread across different fund managers and investment styles to be long-term ready for any market cycle.

One can take a number of steps to secure a loan with a poor CIBIL score such as applying for a secured loan, engaging a co-signer and exploring options with other banks.

Investing in fixed income instruments gives stability to the portfolio and helps them sail through volatility. Wealth advisors suggest this is time to exercise caution and should stick to their long-term allocation.

Agri-investment platforms offer tax-free income through investments in agriculture. Retail investors can start with as low as 5,000, diversify their portfolio, and earn significant returns. However, risks include unpredictable profits, weather uncertainties, and lack of regulation by SEBI or RBI.

You can nominate family members such as parents, spouse, or children, or other individuals. If you choose to nominate a minor, you must also provide the details of their guardian.

In December, Punjab National Bank's board approved a plan to raise 75 billion through equity capital. This capital increase will be achieved through a QIP, which targets institutional investors and does not extend offers to the general public

Lack of awareness, societal stigmatization, affordability issues and lack of skilled professionals, however, pose major challenges for the IVF industry

Home loan overdraft facility offers flexibility and potential interest savings by allowing prepayment towards the principal. However, it may lead to elevated interest rates, risk of overspending, loss of interest income, and is not suitable for everyone.

Only startups that are willing to sell both online and offline will find takers, the VC investors said, underscoring that predictions of a new normal during the pandemic have not played out.

Akshaya Tritiya, a festival of prosperity and success, is evolving into a day for forward-thinking investments, especially in real estate. Fractional ownership of commercial properties is becoming popular, offering accessibility, diversification, and higher returns for investors.

A criminal case involving charges of cheating, forgery, and breach of trust was lodged at the Cuffe Parade police station following court orders. The development came after a top official of Axis Bank filed a complaint.

The National Company Law Appellate Tribunal is hearing Google appeal its penalty of $112 million imposed by the Competition Commission of India, alleging anticompetitive practices on Play Store on Android smartphones. The outcome of the case could have a major industry-wide impact.

Akshaya Tritiya 2024 presents opportunities beyond gold investments, including government bonds, index funds, and carbon credits. Diversifying portfolios with these instruments can enhance returns and align with specific investment goals.

Regulators in the US, EU and many other countries have called out Indian spices over quality, presence of pathogens and toxins.

Chairman Dinesh Kharas optimism is based on the broad-based growth the bank saw in the loan portfolio in the three months through March.

Belgium-based Proximus Group, which has acquired a majority stake in communication as a platform, or C-PaaS, firm Route Mobile, intends to double the group's revenues to $3 billion in 3-4 years, on the back of synergies from the new acquisition.

Loan pre-approval is a preliminary assessment of your eligibility for a loan based on basic information such as your credit score and income.

Obtain a copy of your credit report from CIBIL and review it thoroughly. Look for any errors, inaccuracies, or fraudulent activities that may be affecting your score negatively.

When you are looking for an advance from provident fund account, then you need to apply for composite form (aadhaar). And when you want to settle pension fund after crossing 58 years of service, you can apply in form 10D

Here's the deal with family floaters: The premiums are based on the age of the oldest family member. So, if your parents are older, it could hike up the cost for everyone. Plus, as they age, they might need more medical care, which can drain the coverage meant for everyone else.

At the time of onboarding, 68% of Mehta's portfolio was in real estate and the rest of it in financial assets. Stable assets such as FDs and a generous bank balance comprised a huge part of financial assets.

In all practicality, investors looking to compound their wealth are better off with mid- and small-cap stocks over a longer period. Large-caps help protect your capital, but mid- and small-cap stocks help compound it greater.

The censor board has held approvals for titles like The Sabarmati Report, Jahangir National University and Hum Do Hamare Baarah, seeking to avoid controversies during the national election

Akshaya Tritiya 2024, a significant day for gold buying in India, falls on May 10. Buying gold on this auspicious day is believed to bring prosperity. Experts suggest gold investment as a hedge against inflation and economic uncertainty, emphasising its cultural and financial significance.

As per RBI, the banks will remian closed for a total of 14 days in May, that include national and regional holidays.

Investing in startups/unlisted shares poses high risks due to limited regulation and oversight. Options include direct investment, purchasing pre-IPO shares, acquiring ESOPs, or investing in professionally managed portfolios for diversification and insight into firms.

Hiring trends are the strongest in categories such as electronics and gadgets, followed by beauty and personal care, and fashion and lifestyle, according to a report by recruitment firm GI Group

The share of women in the industry has been flat over the past year, according to a Mint analysis, and experts say the ongoing push to bring employees back to offices will increase the number of women dropouts.

The master circular stipulates all the details ranging from registration to responsibilities, transfer related matters, investor grievance redressal, investor charter and other guidelines

In December 2023, onion exports were banned following a dip in production, to keep retail prices in check. The government has now decided to flip the ban.

Key Indian two-wheeler original equipment manufacturers (OEMs), including Hero MotoCorp and TVS Motor Company, anticipate a significant upturn supported by favourable monsoon forecasts

It is recommended to reach out to the financial institution associated with the fraudulent charges. Besides, you should file a formal complaint against the fraud, dispute the said charges and do a regular follow-up until it is resolved.

Lenders are prohibited from handing out cash loans in excess of 20,000 rupees to customers. NBFCs have been flouting this rule, handing over large cash loans by asking customers to sign an 'indemnity' for accepting liability against income-tax actions

While a high CIBIL score indicates that you have a good credit history and are likely to repay your loans on time, banks consider other factors as well such as your income, current loan obligations, among other factors.

Everyone who earns and saves should have a financial and investment plan. The key is to have a structure for your financial goals and invest based on these goals.

Investment advisors are now meant to submit periodic report for half yearly periods ending on September 30 and March 31 of every financial year. These reports will also include details of their social media handles such as Facebook, X, Linkedin and others.

Agrawal is mixing a new set of ideas into Motilal AMCs core way of functioning

The Consolidated Account Summary (CAS) provides comprehensive information on transactions and investments in a demat account. Access CAS on CDSL or NSDL platforms with specific steps.

Brokerage firms typically offer online tutorials and courses covering various aspects of investing, trading strategies, technical analysis, fundamental analysis, risk management, and market trends. These resources cater to investors of all levels, from beginners to advanced traders.

Union Cabinet had raised dearness allowance and dearness relief to central government employees and pensioners from 46 percent to 50 percent of the basic pay or pension. Following this, gratuity cap rose by 25 percent from 20 lakh to 25 lakh.

Many companies allow the flexibility of making changes in the CTC offered to employees at the beginning of the financial year. If any company wants to give employees this option, they can restructure their salary by choosing tax-efficient components.

Income tax benefits on home loans: Tax deduction for first-time buyers, benefits for women borrowers how do we use these tax deductions to the fullest? Read all about it here.

The inordinate delay in receiving reimbursement has hampered the cash flow of private hospitals and created serious operational issue

The civil aviation ministry wants the same treatment for private and commercial jets, which bear no tax on imported planes.The aviation industry sees potential benefits, including air connectivity to destinations not served by commercial airlines, and a rise in fractional ownership of planes

Electronic voting allows shareholders to cast votes electronically, increasing convenience and reducing costs. Shareholders receive notification of proposed resolutions and can cast their votes through their demat accounts. The results are tabulated and announced during the meeting.

After a 3% decline in annual telecom revenue in FY24, the top five IT services firms, which earn a tenth of their net revenue from telecom clients, could see revenue from this sector drop another 5% in FY25.

This practice of using shares as collateral or margin against shares serves as a means for investors and promoters to secure capital while still maintaining ownership of their shares.

Top-up home loans allow borrowers to borrow additional funds on top of their existing home loan, with competitive rates and potential cost savings