Mint checked what permissions 16 popular stockbroking apps request from Android users. What we found is that different brokerages ask for different kinds and numbers of permissions, including some that are unrelated to opening an account or buying and selling stocks.

Credit card users should avoid some mistakes such as maxing out the card and withdrawing cash from it

Two mutual fund categories which are expected to weather all storms are flexi cap mutual funds and dynamic asset allocation funds

Estate planning for digital assets in India is an emerging field, but proactive individuals can successfully address potential gaps by taking thoughtful and legally sound measures

Investment word of the day: Certificates of Deposit or CDs are fixed-income investments from banks, with terms ranging from 7 days to 3 years. They require a minimum deposit of 1 lakh.

Quality strategy tends to do well during the consolidation phase of markets

When you file income tax regime, you should keep few things in mind such as the deductions you want to claim, exemption for HRA and tax slab rate

LIC Jeevan Utsav is a whole life insurance plan offering lifetime income, guaranteed additions, flexible premiums, loan facility, and tax benefitsideal for long-term financial planning and family protection in India.

Updated ITR forms 1 to 5 reflect Budget 2024 changesfrom higher LTCG limits to stricter disclosure normsushering in a new era of AI-led compliance for taxpayers.

If an investor had invested 10,000 every month via SIP into DSP Flexi Cap Fund since the launch of fund in April 1997, the corpus would have swelled to 92 lakh

Wondering if a 6-month bank statement is essential for a personal loan in India? Here's a detailed look at what top banks require in 2025 for both salaried and self-employed applicants.

Credit cards are essential in modern finance but exceeding limits can lead to fees and lower credit scores. Responsible usage and understanding the implications of over-limit spending are crucial for maintaining a healthy credit profile.

ICICI Bank generally requires a credit score of 750+ for credit card approval, but factors like income, repayment history, and employment status also influence eligibility. Improve your score to boost approval chances.

Apart from entitlement to use cashless credit, other benefits which credit cards offer include cashbacks & rewards, access to other amenities such as lounges and building of credit score

In a joint loan, the timely EMI payments benefit the credit score and profile of both co-applicants. However, any delay or default has a negative impact on the credit score and profile of both co-applicants.

It is vital to link the PAN card number with all the bank accounts, which further makes it easy for lenders to check the PAN for KYC, making the PAN number an important document to avail of a personal loan.

Best mutual funds: Value mutual funds refer to schemes that follow a value investment strategy, with at least 65 per cent in stocks.

Indias foreign exchange law changes have made cross-border share swaps easier for NRIs. But tax implications may still ariseespecially if the Indian shares received are undervalued relative to fair market norms.

The Income Tax (I-T) department has already released forms ITR-1, ITR-2, ITR-3, ITR-4 and ITR-5. Here we explain which forms apply to which taxpayer

Had he withdrawn the 33 lakh he had in the pension fund, Amit Upadhyay would have had to pay 10 lakh (30% of 33 lakh) in tax, excluding cess and surcharge. Under NPS he can hold it to retirement and withdraw 60% of the money tax-free.

Bank of Baroda and Kotak Mahindra Bank have revised their interest rates on fixed deposits with effect from May 5, 2025

Avoid penalties and delays this ITR season by steering clear of common tax filing mistakes. Understand and learn the top five errors to dodge for smooth, accurate income tax return filing for AY 202526.

The question on investors' lips is whether there is a type of portfolio than can help tide over these tough times. The answer is simpler than you think.

Schengen visa rejections are a growing concern for Indian travelers. With rejection rates at about 16%, experts suggest planning and precautions to mitigate financial risks associated with bookings.

Uncover the credit score requirement for securing a 1 lakh personal loan in India. Understand how a higher score increases approval odds and the role of factors like income consistency and existing debt in loan eligibility.

Apply for new credit only when necessary and meet eligibility criteria to avoid rejections. Improving a credit score from 480 to 750 takes time and consistent effort. Pay bills on time, limit credit usage, and regularly review credit reports to boost scores effectively.

Identify fraudulent credit card calls with these five essential warning signs. Shield your finances by staying vigilant, confirming caller identities, and keeping sensitive details like OTPs, CVVs, and PINs strictly confidential.

The iShop portal provides ICICI Bank credit cardholders with an opportunity to earn up to 12X reward points for flight bookings, hotel bookings, and gift voucher purchases. They can further redeem reward points to pay for flight bookings, hotel bookings, and gift voucher purchases.

Section 54F of the Income-tax Act, 1961 allows a taxpayer to claim exemption on LTCG (arising on transfer of capital asset not being a residential house property, referred as original asset), if the net consideration is reinvested in one residential property (referred as new asset) in India

With the usual age of onset of mental ailments being around 18 years, the incidence peaks at around 40 years, thereby affecting the most productive years of human life

Tandon says he has been selectively adding small-caps in his portfolio over last three months as several stocks in this segment have corrected sharply

Saving a big portion of what you earn gives you a lot of freedom no matter what you do.

RAID 2 follows Ajay Devgn's Amay Patnaik as he leads income tax officers against a corrupt politician hoarding illegal wealth. The film explores themes of tax evasion and investment strategies while blending humor and drama in a quest for hidden treasures.

The BHIM app is evolving into a comprehensive financial management tool with features such as UPI Circle and spend analytics. Learn how these enhancements can help you effortlessly share financial responsibilities with family members or track your spending habits.

Investors can easily download dividend statements from HDFC Securities to aid in income tax filing and financial planning. The statements are integrated within the Consolidated Account Statement and Profit and Loss statement, providing a comprehensive view of investment activities.

No credit score? Students can still get education loans through government schemes, co-applicants with strong credit, or NBFCs offering collateral-based optionsthough terms and interest rates may vary.

Mutual funds tracking the Nifty Midcap 50 Index provide access to mid-sized companies with growth potential, combining diversification, professional management, and cost-efficiency. .

Karur Vysya Bank offers a platinum credit card with lifestyle perks, rewards, and travel rebates. The card includes benefits like accelerated reward points and fuel surcharge waivers, making it a competitive choice for 2025.

An individual current account is designed for personal use, offering higher withdrawal and deposit limits than savings accounts.

Credit cards: MAD is the smallest amount a cardholder must pay to avoid the late payment fee and maintain the credit score. The balance carried forward attracts huge interest charges.

To be able to use personal loan EMI calculator, one is supposed to enter three essential variables which are total loan amount, rate of interest on loan, and the loan tenure

Here we list out five popular credit cards which provide access to lounge in domestic and international airports

Bajaj Finserv personal loan can be used for a variety of expenses, including but not limited to medical emergencies, home renovation, education, and travel and holidays

Small savings schemes such as PPF, monthly income account, time deposits, senior citizens savings scheme, Sukanya Samriddhi Account and National Savings Certificate offer higher returns than those of fixed deposits (FDs) along with tax benefits

Delayed payouts, family disputes, and red tape await those who skip this critical step. Heres why updating your EPF and EPS nominationsand consolidating old accountsisnt optional.

Debunking common personal loan myths, from eligibility misconceptions to interest rate fears. Learn the facts and make smarter borrowing decisions with this insightful guide designed to help consumers navigate personal loans confidently.

ITR filing: At the time of filing income tax return, taxpayers are supposed to be aware of different provisons which apply to the new tax regime

NRI buying an insurance policy can specify that they are doing so from abroad by submitting a declaration form, provided by the insurance company. If a policyholder has already paid premiums, including GST, he can apply for a refund.

ATM usage cost up by 2 to 23/withdrawal after free monthly usage limit

Unlock the timeless wisdom of John C. Bogles Little Book of Common Sense Investingfeaturing low-cost index funds, diversification, and long-term strategiesspecially tailored for Indian investors aiming for smart, sustainable wealth creation.