Retirement planning is a significant leg of any financial strategy. These savings will help a mother in being independent and she can be financially secure in her sunset years.

Bitsaves star offering is a fund that replicates the weights in the Bloomberg Galaxy Crypto Index, which has delivered 500% returns since January 2020. .The startup is based in Bengaluru but primarily operates out of Seychelles, where crypto assets are unregulated

For working mothers, term insurance holds paramount importance in safeguarding the future well-being of their loved ones. It acts as a safety net, ensuring that in the absence of the primary breadwinner, the family's financial needs are adequately met.

Celebrate Mother's Day with the gift of an all-round health insurance plan tailored for mothers, providing financial security and wellbeing.

As Mother's Day nears, it's crucial to acknowledge the unsung heroes balancing care for children and ageing parents.

Consider giving your mother a financial gift this Mother's Day to empower her financially and provide long-term security. Options include opening a savings account, starting a fixed deposit, investing in gold mutual funds, or building a retirement fund through SIPs.

Mother's Day 2024: Dr Ravi Singh emphasizes the importance of thoughtful financial gifts that offer sentimental and economic value, such as fixed deposits, mutual funds, and stocks.

Single mothers face unique financial challenges, needing to manage childcare and finances alone. Experts say they can consider investment options like PPF, mutual funds, government banking schemes, NCDs, REITs, and bank deposits to secure their future

Celebrate mothers' dedication with financial wisdom: prioritise self-investment, budget optimisation, and long-term planning. Secure the future with insurance, clear goals, and diverse investments

Income tax return filing 2024: Taxpayers need to declare the interest credited in their savings bank account for the year while filing their ITR

Lessons in money management often begin at home, with mothers imparting essential financial wisdom. As we celebrate Mother's Day, let's acknowledge and apply these valuable lessons in our financial journeys.

Quant and factor-based funds cut through the noise by replacing gut feelings and personal biases with disciplined rules and data-backed strategies.

Social media vulnerability highlighted through real-life scams involving promises of work opportunities and fake identities. Lessons learned from Hollywood Con Queen and Wedding.con series on Apple TV+ and Amazon Prime Video.

The Covid-19 pandemic highlighted the importance of financial inclusion globally, emphasising the need for economic equality. Demat accounts play a crucial role in advancing financial inclusion by offering a digital platform for investing in securities.

Health insurance is crucial for mothers to protect against rising healthcare costs. It provides access to quality healthcare and covers preventive care services. Prioritizing health sends a powerful message about self-care and responsibility to children.

Diversification involves aligning negatively correlated assets to protect the portfolio. In equities, market cap diversification is common. Portfolio should be spread across different fund managers and investment styles to be long-term ready for any market cycle.

One can take a number of steps to secure a loan with a poor CIBIL score such as applying for a secured loan, engaging a co-signer and exploring options with other banks.

Investing in fixed income instruments gives stability to the portfolio and helps them sail through volatility. Wealth advisors suggest this is time to exercise caution and should stick to their long-term allocation.

Agri-investment platforms offer tax-free income through investments in agriculture. Retail investors can start with as low as 5,000, diversify their portfolio, and earn significant returns. However, risks include unpredictable profits, weather uncertainties, and lack of regulation by SEBI or RBI.

You can nominate family members such as parents, spouse, or children, or other individuals. If you choose to nominate a minor, you must also provide the details of their guardian.

Home loan overdraft facility offers flexibility and potential interest savings by allowing prepayment towards the principal. However, it may lead to elevated interest rates, risk of overspending, loss of interest income, and is not suitable for everyone.

Akshaya Tritiya, a festival of prosperity and success, is evolving into a day for forward-thinking investments, especially in real estate. Fractional ownership of commercial properties is becoming popular, offering accessibility, diversification, and higher returns for investors.

Akshaya Tritiya 2024 presents opportunities beyond gold investments, including government bonds, index funds, and carbon credits. Diversifying portfolios with these instruments can enhance returns and align with specific investment goals.

Loan pre-approval is a preliminary assessment of your eligibility for a loan based on basic information such as your credit score and income.

Obtain a copy of your credit report from CIBIL and review it thoroughly. Look for any errors, inaccuracies, or fraudulent activities that may be affecting your score negatively.

When you are looking for an advance from provident fund account, then you need to apply for composite form (aadhaar). And when you want to settle pension fund after crossing 58 years of service, you can apply in form 10D

Here's the deal with family floaters: The premiums are based on the age of the oldest family member. So, if your parents are older, it could hike up the cost for everyone. Plus, as they age, they might need more medical care, which can drain the coverage meant for everyone else.

At the time of onboarding, 68% of Mehta's portfolio was in real estate and the rest of it in financial assets. Stable assets such as FDs and a generous bank balance comprised a huge part of financial assets.

In all practicality, investors looking to compound their wealth are better off with mid- and small-cap stocks over a longer period. Large-caps help protect your capital, but mid- and small-cap stocks help compound it greater.

Akshaya Tritiya 2024, a significant day for gold buying in India, falls on May 10. Buying gold on this auspicious day is believed to bring prosperity. Experts suggest gold investment as a hedge against inflation and economic uncertainty, emphasising its cultural and financial significance.

Investing in startups/unlisted shares poses high risks due to limited regulation and oversight. Options include direct investment, purchasing pre-IPO shares, acquiring ESOPs, or investing in professionally managed portfolios for diversification and insight into firms.

The master circular stipulates all the details ranging from registration to responsibilities, transfer related matters, investor grievance redressal, investor charter and other guidelines

It is recommended to reach out to the financial institution associated with the fraudulent charges. Besides, you should file a formal complaint against the fraud, dispute the said charges and do a regular follow-up until it is resolved.

While a high CIBIL score indicates that you have a good credit history and are likely to repay your loans on time, banks consider other factors as well such as your income, current loan obligations, among other factors.

Everyone who earns and saves should have a financial and investment plan. The key is to have a structure for your financial goals and invest based on these goals.

Investment advisors are now meant to submit periodic report for half yearly periods ending on September 30 and March 31 of every financial year. These reports will also include details of their social media handles such as Facebook, X, Linkedin and others.

Agrawal is mixing a new set of ideas into Motilal AMCs core way of functioning

The Consolidated Account Summary (CAS) provides comprehensive information on transactions and investments in a demat account. Access CAS on CDSL or NSDL platforms with specific steps.

Brokerage firms typically offer online tutorials and courses covering various aspects of investing, trading strategies, technical analysis, fundamental analysis, risk management, and market trends. These resources cater to investors of all levels, from beginners to advanced traders.

Union Cabinet had raised dearness allowance and dearness relief to central government employees and pensioners from 46 percent to 50 percent of the basic pay or pension. Following this, gratuity cap rose by 25 percent from 20 lakh to 25 lakh.

Many companies allow the flexibility of making changes in the CTC offered to employees at the beginning of the financial year. If any company wants to give employees this option, they can restructure their salary by choosing tax-efficient components.

Income tax benefits on home loans: Tax deduction for first-time buyers, benefits for women borrowers how do we use these tax deductions to the fullest? Read all about it here.

Electronic voting allows shareholders to cast votes electronically, increasing convenience and reducing costs. Shareholders receive notification of proposed resolutions and can cast their votes through their demat accounts. The results are tabulated and announced during the meeting.

This practice of using shares as collateral or margin against shares serves as a means for investors and promoters to secure capital while still maintaining ownership of their shares.

Top-up home loans allow borrowers to borrow additional funds on top of their existing home loan, with competitive rates and potential cost savings

Akshaya Tritiya is an auspicious day for new beginnings, investments, and weddings, believed to bring prosperity. Traditionally, people buy gold, perform religious ceremonies, and make charitable donations

In six years and three months, an investment in non-convertible debentures issued by Muthoot Mercantile would grow 100 per cent. The issue will close on May 17.

Joint holding makes transactions difficult and opens up the risk of disputes

With a high credit score, you are likely to qualify for loans and credit cards with lower interest rates. Over time, this can save you a significant amount of money in interest payments, especially on large loans such as mortgages and auto loans.

It takes time to improve your CIBIL score after a financial setback. Borrowers should take a number of steps which include monitoring their score, paying bills on time, reducing their credit card balances and avoiding to open multiple new accounts.