ITR Filing: Joint bank accounts have a primary account holder, and the second person is called a secondary account holder. They are clearly identified in bank documents.

Most credit cards typically have imposed limits to the access to domestic and international lounges by cardholders

Typically, lenders deduct the processing fee from the loan money before disbursal. This fee does not need to be paid in advance for the loan to be approved, as happened in the case mentioned here.

Best mutual funds: There are a total of 30 mid-cap mutual funds with total assets under management of 4.28 lakh crore, as per the latest AMFI data.

Sebi plans to introduce additional incentives for first-time woman investors in MFs: Pandey

Delays in probate, privacy concerns, and the need for control are pushing more families toward private trusts over traditional wills.

National capital emerged as the most credit-healthy city in India, with the highest proportion of credit-healthy consumers (46 per cent) and the highest average credit score (746) among 710 cities.

A major 2.6 crore credit card fraud exposed in Gurugram highlights growing cybercrime risks, stressing the need for vigilance, safe digital practices and strong credit card data protection measures.

Income tax e-filing portal shares several tax calculators to help taxpayers ascertain the exact amount of tax liability, compare tax liability under different regimes, find HRA and compute transport allowance, among others

Personal loans: This partnership is in line with the NBFCs product diversification strategy and makes credit more accessible for consumers in a fast, seamless, and digital manner, L&T Finance said in a statement

Improving your eligibility for high-value personal loans requires strong credit scores, low debt-to-income ratio, stable income, limited loan applications, and accurate documentation to boost approval chances and financial confidence.

Being unsecured, personal loans typically carry a higher rate of interest than other category of borrowings

Credit Cards: Accrual of reward points on spends on digital gaming platforms/ merchants and government related transactions will be discontinued for certain cards

Since April, inflows into small and mid cap mutual funds have seen an increase of 62 and 56 percent respectively in a span of just three months, reveals the latest AMFI data.

To encourage voluntary compliance, the Government of India introduced the ITR-U in the Finance Act 2022 and amended the guidelines via Finance Act 2025.

FD interest rates: These state and private banks offer high interest rates on their one-year term deposits. Check the list here.

When hospital visits become risky for terminally ill patients, domiciliary treatment can be a safe alternative, but coverage depends on your policy.

There are three deductions allowed that are still allowed under the new tax regime. Check list here

The Lok Sabha passed the Promotion and Regulation of Online Gaming Bill 2025, banning online money games. For FY25, online gaming income is taxed at 30% under Sections 115BBJ and 194BA. Losses can be adjusted against income, and TDS must be reported in ITR.

Theres a bridge period that returning NRIs many miss, forgoing resident but not ordinarily resident (RNOR) status and losing tax breaks.

Settled loans wrongly marked on credit reports can lower credit scores and affect borrowing, but with proper steps, borrowers can correct errors, restore creditworthiness, and improve financial opportunities.

Typically, gifts received from anyone besides family members for an amount above 50,000 are taxable. The only exceptions are relatives and members of HUF. So a gift from parents would not be taxed, but income earned from it will be

Indian women see financial independence as more than incomeits about security and control. But confidence gaps, taboos, and lack of guidance hold them back, even as more aim to invest in 2025.

The NDC acknowledges the personal loan repayment. The bank issues it to the borrower after the last EMI payment. It has a positive impact on the credit score and helps the borrower get new loans in the future.

We list out some credit cards that are popular among the shopaholics for the cashbacks and discounts they offer for making online purchases

The lesson for ordinary investors isn't to become more aggressive about seizing opportunities, but to become more comfortable with missing them. 

For senior citizens, it is vital to invest in the right financial instruments which are not only safe and secure, but deliver healthy returns at the same time.

Credit card frauds are rising as scammers trick users with fake reward points, phishing apps, and unauthorised transactions, highlighting the need for vigilance, secure banking practices, and quick reporting to avoid losses.

Personal loan: Borrowers must first check the credibility of the platform by going through reviews on app stores before opting to borrow at a platform

As tax season arrives, first-time income tax return filers can feel overwhelmed. Here's a checklist of necessary documents, including Form 16, PAN Card, and investment proofs, can help ensure proper preparation for filing ITR.

Term plans bought in India remain valid even after one becomes an NRI. But policyholders must fulfil certain formalities to ensure their cover continues seamlessly. Heres what you need to know to ensure your policy stays active

And why is there such a huge variation in interest rates?

Filing ITR 2025: From reporting correct information to avoiding under-reporting of income, there are a number of things which taxpayers need to be careful about.

The Association of Mutual Funds in India has adopted a multi-pronged approach to enhance the count of mutual fund (MF) distributors and improve financial literacy in smaller cities.

Aggressive hybrid funds, a type of mutual fund, allocate a minimum of 65% to equity, providing a blend of debt and equity. This approach helps in asset allocation, rebalancing, and minimising return volatility, making them ideal for new equity investors seeking better tax benefits.

Post-April 2023 rules mean all debt, gold, and international funds redeemed in FY25 are taxed as short-term. Heres how to segregate, report, and disclose gains in your ITR.

Section 139(9) of the Income Tax Act outlines why income tax returns are marked defective, highlights common mistakes, specifies correction timelines, and details steps to rectify errors for smooth filing in FY 2024-25.

A borrower can take multiple personal loans if their DTI ratio is in a comfortable range, and the credit score and report support it. Multiple loans should be taken in an emergency and managed well.

Not having taxable income doesnt automatically mean youre off the hook. The law looks at how you live, spend, and savenot just how you earn.

Given RBI rate cuts, investors stand to earn lower on fixed deposits (FDs) and savings accounts, thus incentivising them to route their funds to debt mutual funds such as liquid funds, money market funds and corporate debt funds. Read to find more

Made mistakes in your income tax returns? Do not worry, the I-T Act allows taxpayers to file corrections by the calendar year-end. Here's a step-wise guide on when you need to file a revised ITR and how to file it.

The credit card claims to enhance travel experiences with lifestyle privileges, low forex markup, attractive trip cancellation cover, and accelerated rewards on IndiGo flight bookings, milestone spends, and everyday purchases.

Credit cards: The partnership aims to provide enhanced value and convenience, catering to the diverse lifestyle and evolving needs of the customers across the country

EPFO: As the Composite Claim Form (Aadhaar) is applicable in cases where a members complete details in Form-11 (New), Aadhaar number and bank account details are available on the UAN Portal, and UAN has been activated.

Association of registered investment advisers chief Renu Maheshwari says two recommendations have not been included in the consultation paper but deserve utmost attention: an advertisement code and ways fees are collected

The process involves two major steps: obtaining proof that you are the legal heir, and registering yourself on the income tax e-filing portal as their authorised representative.

Acting quickly after losing a credit card helps prevent fraud by blocking the card, filing a police report, monitoring transactions, setting alerts and following safety measures to protect finances and identity.

Income Tax: The government introduced a new scheme in 2022 which permitted all taxpayers to file an updated return within 24 months from the end of the relevant assessment year. This was later extended to 48 months

Although most borrowers would not resort to this sort of criminal behaviour to pay off their debts, but you could learn some money lessons from the extreme reaction of a person under debt trap

Fixing errors in your credit report is essential for improving your credit score, ensuring accurate financial records, enhancing loan approval chances, and unlocking better credit opportunities with simple corrective steps.