'Once you cross 40...': US-return NRI explains why he left America, built Rs 12 crore wealth and a steady passive income in Pune

An NRI, after a decade in the US, returned to India and strategically built a Rs 12 crore asset portfolio through entrepreneurship and investments in real estate, stocks, and gold. His disciplined approach now yields a passive income of Rs 1.5 lakh per month, supplemented by his software business.